I have always been against budgets.
In a way.
We have x amount of money we transfer to the "Green" account for bills and monthly expenses.
Then the other money is another account for business etc.
I have always been scared because we have never made a lot of money and when we have tried to make a budget it didn' t work on paper, so I would stress about how we would pay for everything.
Well I have had it on my heart to really pay attention to WHERE the money is going.
Lately I have noticed more being spent on this and that than on bills or savings, SOOOO I knew I needed to do something.
Well I noticed a category thing on my online banking and it is AWESOME.
I can type in what the budget amount for x category is per month , and then it will tell me what percentage I have spent toward that category on any given day.
I do have to update the categories daily or whenever the transaction has processes, so I will have to keep up with that!
But I am going to TRY!
Any bits of advice you have learned or practice would be appreciated!
In a way.
We have x amount of money we transfer to the "Green" account for bills and monthly expenses.
Then the other money is another account for business etc.
I have always been scared because we have never made a lot of money and when we have tried to make a budget it didn' t work on paper, so I would stress about how we would pay for everything.
Well I have had it on my heart to really pay attention to WHERE the money is going.
Lately I have noticed more being spent on this and that than on bills or savings, SOOOO I knew I needed to do something.
Well I noticed a category thing on my online banking and it is AWESOME.
I can type in what the budget amount for x category is per month , and then it will tell me what percentage I have spent toward that category on any given day.
I do have to update the categories daily or whenever the transaction has processes, so I will have to keep up with that!
But I am going to TRY!
Any bits of advice you have learned or practice would be appreciated!
